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Malta Permanent Residence Programme

posted 1 day ago

The MPRP offers a streamlined path to Permanent Residency in Malta, a thriving economy in Europe. The program allows eligible applicants and family members to apply in a single application and reside in Malta indefinitely, thereby securing their residency status and access to all Schengen countries for life.

Unlike other programs, the MPRP grants Permanent Residency from the outset, eliminating the need for frequent renewals.

Additionally, there are no mandatory physical stay requirements in Malta.

Applicants can choose between two investment options: purchasing or renting property in Malta.
The program offers all-round value and is cost-effective as will be demonstrated in the Fee Components section below.

Applicants for the MPRP should have:

  • The right to live in Malta indefinitely;
  • The ability to add close family members, such as parents, spouses or direct dependents (whether born or unborn at the time of application), to the application, subject to additional due diligence checks;
  • Visa-free travel within the Schengen area;
  • The opportunity to apply for a Malta work permit;
  • A potential path to Maltese citizenship, subject to conditions;
  • Access to quality education systems and healthcare, including national
    healthcare options after receiving permanent residency.

Applicants for the MPRP should:

  • Be third country nationals, non-EEA or non-Swiss individuals;
  • Have stable, sufficient and regular financial resources, able to maintain themselves and their dependents, without recourse to the social assistance system of Malta;
  • Have a clean criminal conduct and considered to be fit and proper individuals;
  • Not be nationals of sanctioned countries (as updated from time to time);
  • Not pose any potential threats to national security or, public policy, public health or public interest;
  • Not be applicants or beneficiaries of other schemes or regulations.

Why Malta?

  • Member of the European Union (EU);
  • Member of the Schengen Area;
  • Member of the Commonwealth;
  • A fast-growing and stable economy in the EU rated A+ by Fitch (March 2024) and A2 by Moody’s (May 2024);
  • Political and Social stability with good quality of life;
  • Excellent business and investment opportunities;
  • English is an official language and language used for doing business;
  • Euro (€) currency;
  • Top 10 safest European countries (World Risk Index 2024);
  • Repeatedly voted as having the best climate in the world;
  • Multiple excellent air and sea connections.

EU long-term residency status and beyond

Non-EU nationals may be granted long-term resident status after they have lived legally in an
EU country for at least five years. Such non-EU national must provide evidence supporting this, such as a valid registration certificate issued upon arrival in the EU country, utility bills or rental contracts evidencing residency, and evidence of employment, self-employment or self-sufficiency, through payslips, and bank statements for example. Once granted, the long-term resident status does not expire and can be renewed every five years. The key advantage to seeking such status is the enjoyment of rights that are similar to those enjoyed by EU nationals, such as:

  • The right to live, work, and study in the EU country where they obtained the residency.
  • Freedom of movement in other EU member states, under certain conditions.
  • Access to employment, education and vocational training, and social benefits.
  • Opportunities for family reunification by bringing family members to the EU.

Finally, the EU long-term resident status simplifies the pathway to obtaining citizenship for non-EU nationals seeking stability and opportunities within the EU.

Fee Components

Non-Refundable Administrative Fee: €40,000
€10,000 must be settled within 1 month of submission of application and the remaining amount is to be settled within 2 months from the issuance of the Letter of Approval in Principle.
Property Investment Choice
Rental
Minimum of €12,000 per annum or €10,000 in the south of Malta or Gozo.
Acquisition
Minimum of €350,000 in Malta or €300,000 in the south of Malta or Gozo.
Government Contribution
Rental
€58,000 and an additional €7,500 for a parent, grandparent and/or spouse who is principally dependent on the applicant; €5,000 for a child (18+) who is principally dependent on the main applicant and/or minor child of an already approved dependent child and/or spouse.
Acquisition
€28,000 to be paid within 8 months from the letter of approval in principle.
Donation to a Voluntary Organisation: €2,000
Health insurance: covering risks in Malta only main applicant and all dependents

Key points

  • The Residency Malta Agency (RMA) take the due diligence process very seriously and expect full transparency;
  • Capital assets totalling at least €500,000, with a minimum of €150,000; invested in financial assets, must be maintained for a minimum of 5 years from the date of certificate issuance;
  • The property shall be held for a minimum of 5 years, after which a residential property is required;
  • The applicant must have health insurance and ensure that they have stable and sufficient financial resources to support themselves and their dependants, without recourse to Malta’s social assistance system;
  • The status will be withdrawn if the beneficiary infringes any of the rules set out in the regulations.

How we can help?

  • Offering advice and assistance with your decision on which program is right for you.
  • Acting as the authorised accredited agent.
  • Assisting with the preparation and submission of relevant documentation and liaising with the RMA on your behalf.
  • Providing any other ancillary support and assistance as may be required.
Engagement
Initial due diligence checks Letters of engagement Optional background verification report
Engagement Stage Costs
Initial professional fees Variable
Optional background vitrification report Variable
Compilation & Submission
Collection of documents Preparation of forms Submission of application to RMA
Compilation & Submission Stage Costs
RMA Submission Fees

Non-refundable administrative fee

€10,000
Professional Fees

Balance professional fees

Variable
RMA Processing
Start of RMA due diligence Independent due diligence review Possibility of clarification request
Approval
Letter of approval issued by RMA Payment of contribution of RMA Fulfilment of government contribution Fulfilment of qualifying property
Approval Stage Costs
Application Administrative Fee Principal Applicant, spouse & children

Each parent & grandparent

€30,000

€7,500

Government Contribution

(Depending on chosen option)

€28,000 or

€58,000

Mandatory Donation

(Maltese registered NGO)

€2,000
Qualifying Property

Minimum purchase or

Minimum rent (per annum)

€300,000

€10,000

Qualifying Insurance

Malta medical insurance

Variable
Permanent Residency
Certificate of residence issued Collection of biometric data in Malta Malta residence card issued
EU Long-term Residency
Lived in Malta for five years Proof of stable & regular income Complied with integration measures

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